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SWIFT identifies the payment beneficiary’s bank; the bank designated to receive the funds transfer. It usually consists of 8 to 11 characters that adds bank identification to the details provided by the Basic Bank Account Number or BBAN. SWIFT has been renamed BIC which stands for Bank Identifier Code, however most banks still refer to SWIFT codes, SWIFT numbers or SWIFT addresses.
Please note SWIFT codes does not contain a check sum for automatic validation unlike the modern IBAN.
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